Network strategy to help guide members to higher-value care
The Group Health Plan Your Members Have Been Waiting For
Members Health Plan (MHP) introduces an association-based approach to employee health benefits designed specifically for today’s employer members. Innovative solutions. Greater flexibility. A smarter way to help members take control of health care costs.
Talk with the MHP TeamMembers Health Plan is designed to:
- Strengthen member value
- Increase your buying power
- Support the long-term health of the professional communities you represent
How Members Health Plan Supports Association Members
Association partnerships at Members Health Plan are based on our experience that professional communities can build a stronger long-term benefits strategy by sharing risk instead of managing healthcare costs independently.
Many employers are facing rising and unpredictable healthcare costs, limited control over plan design, little visibility into spending, and no opportunity to benefit from strong claims performance.
Fully insured plans are a familiar choice, but they were built for simplicity at the expense of control. Through its innovative MHP Captive™ plan, Members Health Plan gives associations a way to help members move past them to association health benefits designed for transparency, predictability, and long-term value.
How Members Health Plan Works with Members
Members Health Plan provides complete, comprehensive benefits counseling along with strong product features to deliver significant member value. The goal is to help associations offer a trusted benefits resource while keeping the experience practical, organized, and easy to understand. MHP Captive enables association members to access a more flexible employer group health plan arrangement designed to support long-term cost control and the opportunity to participate in savings when the plan performs well.
MHP supports associations and their members through:
Claims performance insight to support better outcomes and lower total spend
Accountability to the associations and members participating in the plan
Plan structure designed around long-term cost control
Governance, Oversight, and Accountability
Associations need confidence in the benefits solutions they put in front of association members. Members Health Plan is structured with governance, oversight, and accountability at the center. MHP Captive is not built for short-term disruption. It is designed to deliver consistent, measurable performance over time.
Long-Term Partnership Philosophy
A benefits partnership should strengthen the association’s relationship with its members.
Explore a Partnership with MHPMembers Health Plan’s partnership philosophy is:
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MHP is built to help employers better manage healthcare costs over time.
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MHP works with associations, not around them.
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MHP helps simplify the conversation so members can understand the model and how to take the next step.
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The MHP model supports a longer-term view of cost management, plan performance, and member value.
Our Experience and Track Record
40+
- years of group benefits experience
- association relationships nationwide
For association leaders, that track record matters. We understand that any benefits solution connected to your organization must create value and support the member relationship over time. The structure of MHP Captive is informed by our long-standing relationships with professional associations nationwide.
Is Members Health Plan a Fit for Your Association?
MHP Captive may be worth exploring if:
- Your association wants to strengthen member value through a credible health benefits solution
- Your members are employers looking for more control over healthcare costs
- Your members include small and mid-sized employers, in addition to larger ones
- Your organization wants a long-term benefits partner, not a short-term program
The best next step is a conversation with the Members Health Plan team. We can help you explore your member audience, partnership goals, communication needs, and whether MHP may be a fit for your association.
Talk with Members Health Plan
Share a few details, and the Members Health Plan team will route you to the right person.
Members Health Plan Association FAQs
Members Health Plan is a health plan for professional groups, employers, brokers, associations, and their members who are seeking a more stable way to approach health benefits. MHP brings together plan design, administration, partner coordination, and service support in a model built on shared strength.
Members Health Plan works with professional associations and member-based organizations that want to bring stronger health benefits options to their communities. The model is especially relevant for associations serving professional employers and members that need more stability than traditional coverage often provides.
MHP Captive is a group health insurance captive that brings like-minded employers together to share risk and take a more active role in managing healthcare costs. It gives participating employers more insight into plan performance, claims activity, pharmacy spend, network strategy, and other cost drivers.
Members Health Plan works with association leadership and staff to understand the audience, clarify the opportunity, support education, and coordinate the right next steps. Depending on the relationship, MHP may provide messaging, member education resources, rollout support, and ongoing partnership management.
No. Members Health Plan is designed to reduce complexity for association partners. The association plays an important role in member trust, communication, and relationship-building, while MHP and its partners support plan coordination, administration, implementation, and service resources.
MHP Captive is built on a trusted foundation, designed to be accessible, supported by a simplified vendor model, and structured so employers can directly benefit from strong performance. No separate capital contribution is required, and groups of any size may be eligible.
No. MHP Captive is designed to make captive-level advantages more accessible than many traditional captive structures.
No separate capital contribution is required to join MHP Captive. This helps reduce a common barrier that prevents smaller professional employers from considering captive health insurance.
When the plan performs well, employers may receive surplus dollars to reinvest in the plan. This gives participating employers an opportunity to benefit from strong claims performance.
The Texas AHP plan is a Members Health Plan solution available to eligible Texas law firms. It was designed specifically for the legal community and gives participating firms access to member-owned health coverage supported by the collective buying power of multiple firms.
No. The Texas AHP plan is specifically available to eligible Texas law firms. Associations and members looking for details about that plan should be directed to the State Bar of Texas website. Although the AHP plan is exclusive to TX law firms, MHP Captive is available for eligible professional service firms in Texas outside of the legal industry.