The New Health Plan You’ve Been Waiting For
Members Health Plan (MHP) brings you better group health insurance now, with even better outcomes tomorrow — and well beyond. It’s an association-based plan featuring a member-focused structure built so you know where your money’s going.
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Exploring Alternatives to Traditional Insurance:
A Member-Focused Plan
Do you feel like your traditional health plan isn’t working for you? Many employers are reaching a point where annual renewals feel hard to plan around, especially when rate increases arrive with limited detail behind them. They’re also concerned about:
Limited visibility into where your many healthcare dollars go
Having few ways to control your medical and pharmacy claims
Inflexible plan designs that don’t meet your needs
No opportunity to share in your own plan’s savings
MHP Captive, a new offering from Members Health Plan, gives employers a different way to provide their teams with group health benefits. The model keeps the focus on better coverage, lower costs, and stable renewals.
Discover the MHP Captive AdvantageWhat Is MHP Captive?
An Integrated Model
Participating groups are part of a structured model that benefits from like-minded employers pooling together for more options and lower costs.
Accessible by Design
Plan options typically available only to large employers are now available to groups with as few as 5 enrolled employees.
Share in Plan Savings
When the plan performs well, employers receive unused premium dollars to reinvest in their health plan, creating the opportunity to benefit from strong long-term performance.
Keep Your Broker and Explore MHP Captive Together
You do not have to leave your current broker to implement MHP Captive. If you value that relationship, your broker can remain part of the process and work directly with MHP to explore whether a captive is a fit for your organization.
Employers can choose from multiple medical plan options, while MHP works alongside your broker to compare MHP Captive with your current insurance plan and answer questions along the way. This collaborative approach aligns with MHP’s broader emphasis on broker partnership and coordinated support.
Ready to see how MHP Captive could work for your organization?
Connect with an MHP ExpertTalk with Members Health Plan
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Members Health Plan Employer FAQs
Members Health Plan is an organization that helps employers, associations, brokers, members, and individuals find more supported paths through member-owned health coverage.
MHP Captive is a group health insurance captive that brings like-minded employers together to share risk and take a more active role in managing healthcare costs. It gives participating groups more insight into plan performance, claims activity, pharmacy spend, network strategy, and other cost drivers.
In a fully insured plan, employers usually pay premiums to a carrier with limited detail about how those dollars are used. MHP Captive gives participating employers more information about plan performance and creates an opportunity to take a more active role in long-term cost management.
No. MHP Captive may be a fit for employer groups of all sizes. The model is designed to make captive-level advantages more accessible than many traditional captive structures.
No separate capital contribution is required to join MHP Captive. This structure can reduce a common barrier that keeps groups from considering captive health insurance as an option.
Costs depend on group size, location, plan selection, and other plan factors. MHP Captive does not require a separate capital contribution, and employers can work with their broker and the Members Health Plan team to compare the model against their current plan.