Unlike ACA rates that are solely determined by age, location, family size, and smoker status, your group rates will be based on additional factors, such as gender and medical history. The expanded criteria of the MHP for pricing your benefits allows us to tailor the costs to the unique characteristics of your group, recognizing the preferred health status that you may have.
Your rates will also include fixed components such as administrative, and stop-loss fees (a form of protection against excessive claims for your group and the overall MHP), and will be billed on a monthly basis.